September 10, 2018

Richard Paul, Vice President of Investments

David Lerner Associates, Inc.


Single Women in Small Business 

While the earnings gender divide is an ongoing conversation, many women have ditched their
9–5 job in favor of starting a business.

Over the past 20 years, women have out-scored men in startups by 150%.  In the entrepreneurship sector, single women are at the head of the pack. According to U.S. Labor Department data, single women are becoming entrepreneurs at a faster rate than married women and, surprisingly, men in general.

When women earn about 20% less than men in corporate America, it’s understandable that they’d look for alternative ways to earn money. A report from the Institute of Women’s Policy Research shows that women are steadily increasing their presence in the world of small business ownership. The number of women-owned firms has grown 68% since 2007, compared with 47% for all businesses.

June 25, 2018

Robert (Bobby) Bennett, CLTC, Financial Services Professional Agent, New York Life Insurance Company

Protecting Your Employees

If you have employees, you know firsthand that the loss of a key employee can have a profound impact on business operations. When an employee leaves, customers who dealt directly with that person may worry about receiving their goods or services in a timely manner; suppliers may be concerned about getting paid for their deliveries; and staff morale can also take a dip as remaining employees worry about assuming a heavier workload.

February 26, 2018

Jeff Harris | Business Benefits Consultant AFLAC Connecticut/RI
Why Supplemental Health Insurance is a Smart Investment for Small Business

In the unsettling health insurance markets of today, it is a significant challenge for small businesses to meet their employee’s health insurance needs while balancing the cost of providing coverage. Many small businesses cannot afford to provide major medical due to the high cost, even with employee contribution.  In a survey of companies in 2017, 10% of companies planned to increase employee copays, 18% planned increases to employee contributions, and 8% planned on increasing deductibles.  Additionally, 3% of companies were forced to move their plans to the government exchange.

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