June, 2019

Condition management: Tackling health care costs for employers

The Centers for Disease Control and Prevention report that chronic diseases and related lifestyle risk factors account for 86 percent of our nation’s total health care costs and are the leading drivers of health care costs for employers.What’s more, it is estimated that by 2020, 83 million people will have three or more chronic diseases.2

In addition to increased medical costs and insurance premiums, employers are also impacted by indirect costs such as increased absenteeism and reduced productivity. Productivity losses from missed work due to chronic conditions cost employers $225.8 billion, or $1,685 per employee, each year.3


May 1, 2019

The rise of stop loss with businesses of all sizes

As we shared in our earlier post, self-funded health insurance coupled with an Administrative Services Only (ASO) arrangement can offer employers premium savings, flexibility in plan design and enhanced cash flow. But with all of this comes financial risk — that’s where stop loss insurance comes in.


April 8, 2019

Stop Loss Makes Self-funding a Lower Risk Option for Businesses

Thinking of self-funding your business’s medical plan to lower costs? You’ll want to know about stop loss insurance. Let us explain…

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